FinAIOS Banking solutions

Bring AI into everyday bankingSupport client service, advisory and development teams

FinAIOS connects client data, product knowledge, business systems and development tools for banking business and technology teams. Build role-specific agents for personalized client service, advisory preparation and engineering collaboration. Help employees analyze clients, prepare communication strategies, query code and follow up on workflows, with centralized control over data access, skills and execution.

Banking use cases

Focus on real business workflows
Help employees work more efficiently

Bring client information, business skills and system tools into everyday client service, advisory work and engineering, with clear outputs and follow-up tasks.

Client relationship management

Personalized client strategies for more relevant follow-up

Combine account, asset, transaction, behavioral and conversation data to build individual client profiles, identify sales opportunities and prepare communication strategies. Track subsequent conversion outcomes.

Business workflows

Client profiling
Identify sales leads
Develop engagement strategies
Track and refine

Business outputs

Client profiles, priority leads, personalized talking points and follow-up plans.

Business value

Reduce time spent searching for client information and preparing repetitive marketing materials, so relationship managers can focus on relevant leads and follow-up.

Advisory services

Coordinate local and hosted advisory tools with security controls

Bring local agents, model services and business skills into one workspace for sensitive materials such as portfolio holdings and financial reports. Manage information access, skill use and task execution together.

Implementation priorities

Local data processing
Model service access
Review of business skills
Execute record retention

Deliverables

Cloud synergetic workstations, with accompanying data clearances, skills clearances and operational records.

Business value

Reduce switching between assistants and tools. Combine advisory document preparation with security controls so data access and tool use can be reviewed.

Engineering and development

Connect development tools and handle routine tasks through conversation

Deploy FinClaw privately and connect code repositories, pull requests and CI/CD tools through APIs packaged as skills or through GitHub MCP.

Integration options

Private deployment
Skill Encapsulated API
GitHub MCP access
Dialogue R & D collaboration

Collaboration workflow

Query the code, initiate and follow up the PR, see the flowline status and the running log.

Business value

Reduce switching between repositories, collaboration tasks and pipeline tools. Turn common development operations into reusable skills.

Core banking workflows

Built around each role
Support core banking workflows

Capture banking expertise in role-specific agents for retail, corporate banking, private wealth, lending and branch operations. Define the information, outputs and review responsibilities for each task.

Retail relationship managers · Marketing and service teams

Turn client insights into leads Build personalized follow-up plans

Combine account, asset, transaction, behavioral and communication records to understand client needs. Prepare personalized engagement strategies and refine them using follow-up feedback.

Client profiling and lead identification
Bring together client profiles, account assets and interaction records to identify needs, changes in funds and relevant service opportunities.
Personalized engagement and communication
Use client profiles, sales context and staff expertise to prepare talking points, service materials and follow-up strategies.
Follow-up feedback and strategy refinement
Track lead status, client feedback and conversion outcomes. Summarize findings, refine follow-up plans and update CRM tasks.

Task and outputs

Personalized client follow-up

Source information: Account assets · Transaction history · Communication records · Product knowledge
Processing steps: Client profiling, lead identification, engagement planning and follow-up refinement

Working outputs

Client profiles and priority leads
Personalized talking points and follow-up plans
Lead status, conversion reviews and CRM updates

Relationship managers review the materials and approve client outreach and record updates.

Corporate relationship managers · Product and business teams

Organize corporate client information Prepare proposals and coordinate teams

Bring together company information, service history and product details for corporate client meetings. Prepare client briefs, service proposals and follow-up tasks across teams.

Company research and meeting preparation
Summarize corporate client records, business activity and past conversations to prepare the client brief and meeting priorities.
Needs assessment and proposal preparation
Use client requirements and banking product knowledge to prepare service materials, business explanations and a list of missing information.
Cross-team coordination and progress tracking
Record actions for product, credit and operations teams. Track additional documents, business feedback and processing progress.

Task and outputs

Corporate client meeting preparation

Source information: Company profiles · Business records · Product information · Meeting objectives
Processing steps: Summarize client information, service requirements and cross-team actions

Working outputs

Corporate client brief
Service proposal and document checklist
Cross-team actions and follow-up tasks

Relationship managers verify client information and the proposal before submitting it to the bank’s business workflow.

Private banking relationship managers · Wealth advisers · Product teams

Bring together holdings and client needs Prepare for advisory conversations

Bring client objectives, risk information, account holdings and product details into the adviser’s workspace. Summarize portfolio changes, service priorities and communication materials to support advisory work.

Client and portfolio analysis
Summarize client objectives, risk preferences, holdings and liquidity to identify portfolio changes and matters requiring attention.
Advisory materials and meeting preparation
Use portfolio summaries, product documents and role-specific skills to prepare service materials and discussion outlines, reducing repeated searches and manual extracts.
Service follow-up and record keeping
Track product maturities, client needs and service progress. Keep discussion notes, follow-up actions and review results with the same task.

Task and outputs

Wealth adviser meeting preparation

Source information: Client objectives · Risk information · Account holdings · Product documents
Processing steps: Summarize portfolio changes, service priorities and items to verify

Working outputs

Client and portfolio summary
Service materials with source references
Follow-up service plan for review

Advisers review the service materials. Product suitability checks follow the bank’s existing rules.

Credit relationship managers · Credit reviewers · Risk teams

Organize credit documents and rules Review information more efficiently

Organize credit documents, risk information and historical records against document checklists and review requirements. Flag missing items, inconsistencies and open questions for reviewers.

Document collection and completeness checks
Organize application documents, financial statements and business records. Check for missing items and version differences against the checklist.
Information checks and risk flags
Check documents against the bank’s review rules and link risk information to the relevant rules and original sources.
Review findings and post-loan follow-up
Summarize review findings, requests for additional documents and post-loan exceptions. Archive handling decisions with the processing records.

Task and outputs

Credit document review

Source information: Application documents · Financial statements · Risk information · Review rules
Processing steps: Check document completeness and consistency, linking risk findings to their sources

Working outputs

Missing documents and information discrepancies
Risk flags and supporting rules
Review findings for verification

Credit reviewers verify the documents and risks. Credit approval follows the bank’s authorization process.

Branch managers · Operations staff · Risk and compliance teams

Track performance and business progress Follow up on exceptions and open tasks

Bring together performance indicators, client segments and team tasks to prepare branch reports, track targets and flag unusual changes for managers.

Performance indicators and daily reports
Summarize deposits, loans, fee income and assets under management, alongside target attainment, team progress and business changes.
Client segment changes and risk tracking
Use client segments, changes in funds and overdue information to flag clients and business matters requiring attention.
Operational checks and task coordination
Check business documents and processing records against internal procedures. Assign tasks and track corrective actions and completion.

Task and outputs

Daily branch performance report

Source information: Performance indicators · Client segments · Team tasks · Risk records
Processing steps: Summarize target progress, changes in indicators and outstanding actions

Working outputs

Daily branch performance report
Indicator changes and exception details
Team follow-up and corrective actions

Managers verify the reporting definitions and confirm task assignments and handling decisions.

Role-specific workspaces

A dedicated workspace for banking roles

Organize client profiling, advisory preparation, document review and engineering collaboration as role-specific plugins. Connect knowledge bases, business APIs and development tools so employees can review information, approve results and track tasks in one workspace, combining local processing with hosted agents.

FinDesk enterprise AI desktop with agent access, an application catalog, a knowledge base and FinSAFE sandbox protection

Assign data and tools by role

Relationship managers review client profiles and leads, wealth advisers prepare meeting materials, and engineers use code repositories and CI/CD tools.

Local processing and server collaboration

Use local files and tools within authorized boundaries, together with hosted models and agents. Review results, tasks and approval items in one workspace.

Centralized management and updates

Build an enterprise-owned AI client with FinDesk and centrally maintain branding, business plugins, runtimes and updates.

Explore the FinDesk enterprise AI desktop

Business processes and system access

Connect business systems and development tools
Reduce cross-system searches and manual steps

Connect existing systems through APIs, MCP and business skills. Bring client analysis, document checks, code queries and collaboration progress into the same task, then update systems and archive results after review.

Client and account systems

Connect CRM, client accounts, portfolio holdings and service records to support client analysis, meeting preparation and follow-up.

Credit and operations systems

Access credit documents, approval records, post-lending information and business indicators for document checks, business analysis and exception tracking.

Product knowledge and office tools

Connect product documents, policy knowledge bases, office automation, email and enterprise messaging for information retrieval, task collaboration and archiving.

Development tools and skill integrations

Connect code repositories, pull requests and CI/CD through skill-wrapped APIs and GitHub MCP. Query code, collaboration progress, pipeline status and logs.

Security and operational governance

Protect sensitive data and business skills
Approve critical actions and trace execution

Apply separate controls for sensitive information access, skill scripts and business-system actions. Link execution protection, skill review and action approvals with source information and processing records.

FinSAFE

Data and execution protection

Set file, network and resource permissions for portfolio holdings, financial reports, credit documents and development tools. Constrain agents and their tool subprocesses to the authorized scope.

Restrict data access and network connections
Manage tools, subprocesses and execution records

Explore FinSAFE

FinSkills Hub

Skill review and distribution

Add role-specific scripts and API integrations to the enterprise skill catalog. Scan and review them before publishing approved versions.

Scan skill packages before review
Centralize distribution and version management

Explore FinSkills Hub

FinGuard

Business-action authorization and approval

Check permissions and approvals before CRM updates, client outreach and internal API calls. Centrally manage credentials, duplicate requests and execution results.

Approve critical business actions before execution
Verify results and prevent duplicate writes

Explore FinGuard

Business review and audit

Traceable sources and processing

Control information access by organization, role and client ownership. Link sources, rules, review comments and execution records. Credit approvals and product suitability checks continue to follow existing bank rules and processes.

Keep source references and human review records
Review approvals and results by task

FDE delivery

Start with real employee tasks
Pilot, validate and hand over

Select a pilot workflow with bank business, IT and compliance teams. Define inputs and outputs for client profiling, advisory materials or development operations, configure knowledge, skills, integrations and permissions, validate results with real tasks, and hand over maintenance procedures.

Explore FDE delivery

01
Select roles and workflows
Start with personalized client follow-up, advisory preparation, credit checks or development tasks. Define information sources, responsibilities and expected outputs.
02
Configure knowledge and skills
Organize product knowledge, bank policies and role-specific procedures. Package reusable workflows and APIs as business skills and configure output templates.
03
Connect systems and permissions
Configure business integrations, workspaces, client-data permissions and security approval checkpoints.
04
Validate the pilot and hand over
Use real tasks to verify information accuracy, review checkpoints and system results. Hand over skills, permission configurations and everyday maintenance guidance.

YOUR NEXT STEP

Discuss banking AI solutions
Put enterprise AI into practice

Discuss product combinations, pilot workflows and implementation around your teams, processes and existing systems.

Banking solutions
Frequently asked questions

Which banking workflows are suitable for an initial pilot?

Start with frequent tasks such as personalized client follow-up, advisory preparation, credit document checks, branch reporting or development-tool collaboration. Choose a pilot based on available information, interfaces and responsibilities, define outputs and review requirements, then expand to more workflows.

How do existing business systems and development tools connect?

Connect CRM, credit and operations systems through APIs, MCP or bank-authorized tools. Integrate development tools through skill-wrapped APIs or GitHub MCP for code queries, pull-request collaboration and pipeline management. FinGuard checks authorization and approval for critical write operations and records the results.

How are client materials and credit review results verified?

Agents organize documents, flag discrepancies and link findings to rules and sources for relationship managers or credit reviewers to verify. Client outreach, product suitability checks and credit approvals follow the bank’s existing permissions and processes. Review comments and processing records stay with the task.

Can the platform run on a bank’s internal network or private infrastructure?

Deploy models, knowledge bases, runtimes and business integrations on the bank’s internal network, in its data center or in a private cloud. FinSAFE controls execution environments, FinGuard governs business actions, and the FDE team helps define workflows, connect systems, configure security and deliver the pilot.

Bring AI into everyday bankingSupport client service, advisory and development teams

Bank data and business tools

Part of everyday work

Personalized client strategies for more relevant follow-up

Business workflows

Business outputs

Business value

Coordinate local and hosted advisory tools with security controls

Implementation priorities

Deliverables

Business value

Connect development tools and handle routine tasks through conversation

Integration options

Collaboration workflow

Business value

Turn client insights into leads Build personalized follow-up plans

Client profiling and lead identification

Personalized engagement and communication

Follow-up feedback and strategy refinement

Assign data and tools by role

Local processing and server collaboration

Centralized management and updates

Client and account systems

Credit and operations systems

Product knowledge and office tools

Development tools and skill integrations

Data and execution protection

Skill review and distribution

Business-action authorization and approval

Traceable sources and processing

Select roles and workflows

Configure knowledge and skills

Connect systems and permissions

Validate the pilot and hand over

Discuss banking AI solutionsPut enterprise AI into practice

Banking solutionsFrequently asked questions

Which banking workflows are suitable for an initial pilot?

How do existing business systems and development tools connect?

How are client materials and credit review results verified?

Can the platform run on a bank’s internal network or private infrastructure?

Discuss banking AI solutions
Put enterprise AI into practice

Banking solutions
Frequently asked questions